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Ulips

Investment and insurance: Invest in Ulip with above 10-year horizon

This forced insurers to introduce more cost-effective, customer-friendly products. "Manufacturers have eliminated the policy administration charge," says Rao

Investment and insurance: Invest in Ulip with above 10-year horizon
Updated On : 28 Aug 2024 | 11:15 PM IST

Higher share of Ulips likely to weigh on life insurers' profit margin

Non-life firms to post strong premium growth, benefit from low claims ratio

Higher share of Ulips likely to weigh on life insurers' profit margin
Updated On : 08 Jul 2024 | 10:30 PM IST

Don't sell Ulips as investment products: Irdai to insurance companies

Insurance companies will have to specifically state that market-linked insurance plans are different from traditional endowment policies and carry risks

Don't sell Ulips as investment products: Irdai to insurance companies
Updated On : 22 Jun 2024 | 12:08 AM IST

Listed private life insurers' FY24 margins fell on rise in Ulip share

According to analysts at Motilal Oswal, VNB margins for all life insurance players declined from the previous year due to adverse product mix and pressure on non-par margins

Listed private life insurers' FY24 margins fell on rise in Ulip share
Updated On : 03 Jun 2024 | 10:11 PM IST

ULIP offers huge opportunity for states to enhance logistics sector: DPIIT

The Unified Logistics Interface Platform (ULIP) offers huge opportunities for states to enhance their logistics frameworks, a top government official said on Monday. Department for Promotion of Industry and Internal Trade (DPIIT) Secretary Rajesh Kumar Singh encouraged all states to actively leverage ULIP and drive forward a seamless, efficient and inclusive logistics sector across India. The platform was launched on September 17, 2022, as part of the national logistics policy. It is a digital gateway that allows industry players to access logistics-related data sets from various government systems through API-based integration. Currently, the platform integrates with 37 systems from 10 ministries via 118 APIs, covering over 1,800 data fields. Private sector participation in the ULIP has been instrumental in amplifying its impact, with over 900 companies registered on its portal. Additionally, these companies have developed over 90 applications, leading to more than 35 crore API .

ULIP offers huge opportunity for states to enhance logistics sector: DPIIT
Updated On : 20 May 2024 | 10:06 PM IST

ICICI Pru Platinum: A ULIP that aligns distributor payout to fund's value

Offers unlimited free switches between asset classes without any cost and tax implications

ICICI Pru Platinum: A ULIP that aligns distributor payout to fund's value
Updated On : 07 May 2024 | 12:47 PM IST

PNB MetLife announces launch of PMLI small cap fund in ULIP segment

The product is a unit linked insurance plan that gives policyholders the chance to invest in a diversified equity portfolio with a focus on small-cap companies

PNB MetLife announces launch of PMLI small cap fund in ULIP segment
Updated On : 20 Feb 2024 | 11:41 AM IST

All about property transfer, insurance ULIPs: Top personal finance stories

This week we explain the difference between a will and gift deed; next we analyse index funds of life insurers

All about property transfer, insurance ULIPs: Top personal finance stories
Updated On : 08 Dec 2023 | 9:49 AM IST

Index funds by life insurers vs mutual funds: What's a better deal

To invest in a small-cap index fund of a life insurance company, a customer will need to invest in a ULIP

Index funds by life insurers vs mutual funds: What's a better deal
Updated On : 07 Dec 2023 | 5:06 PM IST

Why you should ditch the ULIP for a Term Insurance plus equity mutual fund

Most ULIPs show very high returns, which is the selling point. But they don't share that these returns are calculated without any charges.

Why you should ditch the ULIP for a Term Insurance plus equity mutual fund
Updated On : 20 Sep 2023 | 10:06 AM IST
Updated On : 23 Jun 2023 | 11:19 PM IST

Over 76 firms ink non-disclosure agreement with govt to use ULIP data

Over 76 firms have signed non-disclosure agreements with the government to access data from the Unified Logistics Interface Platform, an official said on Monday. The Unified Logistics Interface Platform (ULIP) was launched on September 17 last year as part of the national logistics policy. It is a digital gateway for enabling industry players to access logistics-related datasets from various government systems through request and response-based application programming interface (API) integration. National Industrial Corridor Development Corporation Limited Vice President Abhishek Chaudhary said that over 76 agreements have been signed with the private players. He said that 15-20 more are in the pipeline to sign these pacts. The firms that have signed these agreements include MapMyIndia, CargoExchange, Freight Fox, Conmove, Intugine, Eikonatech, Superprocure, CargoShakti, CloudStrats, and Shyplite. The ULIP platform will enable the industry players to get secure access to informat

Over 76 firms ink non-disclosure agreement with govt to use ULIP data
Updated On : 17 Apr 2023 | 8:55 PM IST

High ULIP sales, annuity products' repricing squeezed LIC margins

Analysts expect modest RoEV given lower margin profile than private peers

High ULIP sales, annuity products' repricing squeezed LIC margins
Updated On : 13 Feb 2023 | 10:54 PM IST

Mixing investment and insurance: Finding the right balance for your needs

Age, returns and security are some factors you must consider before your purchase a plan

Mixing investment and insurance: Finding the right balance for your needs
Updated On : 27 Jan 2023 | 6:26 PM IST

Growth, moderate valuations positive for ICICI Prudential Life Insurance

Value of new business growth and margins remained strong in Q2

Growth, moderate valuations positive for ICICI Prudential Life Insurance
Updated On : 17 Oct 2022 | 11:39 PM IST

Union Cabinet has approved National Logistics Policy: Anurag Thakur

Prime Minister Narendra Modi last week unveiled the policy which seeks to cut transportation costs by promoting seamless movement of goods across the country

Union Cabinet has approved National Logistics Policy: Anurag Thakur
Updated On : 21 Sep 2022 | 5:32 PM IST

Union Cabinet to approve National Logistics Policy on Wednesday: Report

The Union Cabinet is likely to approve the National Logistics Policy in its meeting on Wednesday, sources said. Prime Minister Narendra Modi last week unveiled the policy which seeks to cut transportation cost by promoting seamless movement of goods across the country. While launching the policy, the prime minister had said that "from 13-14 per cent (of the GDP), we should all aim to bring the logistics cost to single-digit as soon as possible". According to an e-book of the department for promotion of industry and internal trade (DPIIT), an unified logistics interface platform (ULIP) will be developed as part of the policy to help different government and private agencies; shippers, service providers enable information exchange on a real time basis in a confidential manner. Development of ULIP is one of the eight interventions proposed under the comprehensive logistics action plan, through which the policy will be implemented. The other interventions proposed include Standardisat

Union Cabinet to approve National Logistics Policy on Wednesday: Report
Updated On : 20 Sep 2022 | 9:50 PM IST

Life firms ask regulator to allow risk-based solvency regime for ULIPs

Life insurance companies will raise their solvency margin and free up capital that can be used for other purposes

Life firms ask regulator to allow risk-based solvency regime for ULIPs
Updated On : 14 Jul 2022 | 2:51 AM IST

Taxation of ULIP proceeds to create level-playing field with MFs: I-T dept

Proceeds of high-premium Unit Linked Insurance Plans (ULIPs) has been made taxable to create a "level-playing field" with mutual funds, official sources said

Taxation of ULIP proceeds to create level-playing field with MFs: I-T dept
Updated On : 24 Jan 2022 | 9:42 PM IST

AMFI pitches for debt-linked saving schemes; tax parity with ULIPs

Also, Association of Mutual Funds in India has requested for uniformity in taxation on listed debt securities and debt mutual fund

AMFI pitches for debt-linked saving schemes; tax parity with ULIPs
Updated On : 13 Dec 2021 | 3:25 PM IST