By 2050, over 20 per cent of India’s population will be elderly, heightening the need for government-backed healthcare to support rising medical costs
PM-JAY now offers cashless health cover of up to Rs 5 lakh for seniors above 70, easing the healthcare burden for India's elderly population
Delhi and West Bengal opted out of PM-JAY, citing local schemes, while Kerala and Tamil Nadu joined, offering citizens broader healthcare options
PM-JAY expansion strains India’s limited healthcare infrastructure, highlighting the urgent need for better hospital access, especially in underserved areas
PM-JAY lowered out-of-pocket costs, but gaps like no out-patient cover and delayed reimbursements continue to risk hospital participation
Addressing infrastructure and timely reimbursements is vital for PM-JAY’s success, ensuring India’s elderly gain true access to quality healthcare